ULTIMATE List of EASY Savings Challenges That Will Help You Save THOUSANDS [FREE PRINTABLE] (2024)

Today I’m sharing my ultimate list ofsavings challengesthat will keep you pushing for more resulting in great returns!

>> Be sure to save this post, I’ll be updating it as I create new Savings Challenges!

Before we jump in, WHERE you keep your savings is also very important. The best place to keep your savings is ahigh-yield savings accountso that you can be earning interest on your money.CIT Bankoffers record-breaking interest rates.Click here to open an account!

All of these savings challenges can also be used for debt payoff or putting it towards your investments. They are all totally customizable for whatever financial goal you are working towards.

Check out this video for even more detail on these savings challenges!

Not many things will push you harder than making a competition out of it!

With the Challenge A Friend savings challenge printable, you can challenge a friend to work towards the same goal as you.

It’s customizable for any amount and has you set a prize at the end, it could be the loser has to cook dinner or simply bragging rights!

Handy Save $100,000 challenge printable. This useful finance printable will help you to reach your financial goals gradually! It can be used with savings, investing, or paying off debt! Use this tracker and reach $100,000!

Saving over $100,000 may sound really hard, especially if you aren’t used to saving money. The Savings Challenge helps you gradually save money to reach your goal of $100,000.

Saving $1,000 in 30 days is not for the faint of heart but it’s an awesome challenge if you are!

Everyday color in an icon and transfer that amount to yoursavings. At the end of the30 days, you will have saved $1,000! (This can also be used for debt payoff as well!)

The best part about thischallengeis the savings don’t have to go in order. If you have a day where you made a lot in tips or got a bonus at work you can tackle one of the higher savings days, and if you had a low day you can save as little as $5.

Check out this challenge here to save $1,000 in 30 days!

Handy Save $5 saving challenge printable. This useful finance printable will help you to gradually save $500 by saving every $5 bill you receive!

Saving over $500 may sound really hard, especially if you aren’t used to saving money. The $5 Bill Savings Challenge helps you to gradually save up the money to reach your goal of $500.

The Save What You Spend Savings Challenge not only helps you to save money but also stay accountable to your spending habits.

Here’s how it works: choose a spending category like eating out, personal spending money or clothing.

Then every time that you spend from that category you have to transfer the SAME amount to savings. For example, if you spend $11 on lunch with your coworkers then you also transfer $11 to your savings. If you can’t afford the $22 for lunch, then you don’t spend it!

Saving one month of expenses may sound really hard, especially if you aren’t used to saving money… but it doesn’t have to be!

Use this easy printable to get One Month Ahead on your bills. Simply calculate your total monthly expenses, then divide that number by 30. Color in a calendar every time you save that amount.

Once all the calendars are all colored in you will have saved one month’s worth of expenses and be one month ahead on your bills!

Tracking every pennythat you spend can sound really daunting but trust me, once you get into the habit it is second nature and really doesn’t take that long.

Every 2-3 days log into your bank accounts to access your statements, spend 5-10 minutes, and record every single expense into your budget. Here is thebudget templatethat I use and what helped me pay off all my debt, cash flow my wedding, and buy my first house. Here are some tips onsetting up your first budget.

Food is the third-highest item in the average person’s budget, right below housing and transportation. Saving money on groceries is a really hard task for many but I’ve mastered the art of cutting out a little bit here and there to make a BIG difference in your budget. Check out my course onHow To Save Money on Groceries here.

I bet if you really tried, you couldskip going to the grocery storethis week and find enough food to feed your family in your pantry, fridge, and freezer. When you are trying to cut your grocery budget for the month, challenge yourself to eat strictly from home.

Every week that you succeed color in a jar! After 4 jars are colored in, reward yourself! The reward could be a pizza night, a manicure, or simply a movie night at home!

Here at Freedom In A Budget, I am all about saving money! Here are some of the EASY ways that I save money:

•CIT Bankoffers high interest savings accounts and CDs to provide a safe, secure way toearn moneygrow your savings.

•Fetch Rewardsis a free grocery savings app that rewards you just for snapping pictures of your receipts. That’s really it. Free gift cards on groceries on thousands of products every day, no matter where you get your groceries. Just scan your receipts and get gift cards from places like Starbucks, Target, Ulta, Applebees. Use codeQHKBHto earn 2,000 points ($2)!

•Rakuten/Ebates: Rakuten is my to go way to earn Cash Back from over 2,500 stores like Macy’s, Amazon, Sephora, Walmart and much more. Join Rakuten today for free, and you’ll get a$10 Cash Bonusto get you started! Every three months, you’ll get a Big Fat Check in the mail or a PayPal payment just for shopping.

•M1 Financeis an easy to use brokerage platform that allows you to invest in Fractional Shares and auto reinvest!

•Budget Templates: Excel budget templates with pre-populated categories and formulas to keep you on track with hitting your financial goals.

Handy Save $1,000 money-saving challenge printable. This useful finance printable will help you to gradually increase your savings over whatever timeframe you choose. Use this tracker and save $1,000!

Saving over $1,000 may sound really hard, especially if you aren’t used to saving money. The Savings Challenge helps you to gradually save up the money to reach your goal of $1,000. The first day you are only saving $5! Yep, that’s right, only $5! I know you can hit that goal!

Saving $10,000 in one year is a BIG goal! With this tracker, you will be motivated throughout the year to hit your savings goals. Every week color in a new icon and transfer that amount to savings.

After one year you will have a completed colored in tracker and $10,000 in the bank!

A Debt Payment Tracker to help keep you motivated while you are paying off debt! Having a visual tracker helps to keep you motivated while paying off debt. Color in an icon each time you hit a new milestone, once the tracker is complete you will have paid off $1,000!

Print as many times as you want for each $1,000 of debt that you have. Tackling your debt in small, manageable chunks helps to keep you motivated and not overwhelmed!

Tracking your net worth each month helps you to get a clear view of your finances and is extremely motivating to building wealth.

All of the formulas are pre-built, simply plug in your personal numbers and you are good to go!

What you track Monthly:
– Liquid cash (cash, savings, and checking accounts)
– Assets
– Investments
– Debt Payments
– Liabilities (mortgage, car)

The spreadsheet also calculates how much your net worth has grown each month!

Reaching YouTube’s monetization requirements of the YouTube Partner Program can feel so far away when you are starting your YouTube channel. In this printable, you can track your subscriber growth and watch time hours.

YouTube’s Partner Program requirements are 1,000 subscribers and 4,000 hours of watch time. Download this printable to stay motivated to keep making videos!

Handy 52-week money-saving challenge printable. This useful finance printable will help you to gradually increase your savings over a 52 week period (1 year). Use this tracker and save $1,378 in one year! – Saving over $1,300 in a year may sound really hard, especially if you aren’t used to saving money.

The 52-Week Savings Challenge helps you to gradually save up money. In the first week, you are only saving $1! Yep, that’s right, only $1! I know you can hit that goal! The following week you save $2, the week after $3, halfway through the year you are saving $26 that week until you get to the last week of the year and save $52. At the end, you will have saved $1,378!!