U.S. Employee Benefits | Accenture (2025)

FAQs

What are the employee benefits in the United States? ›

Legally required employee benefits in the U.S. Federally-mandated benefits in the U.S. include Social Security, Medicare, unemployment insurance, and workers' compensation. Other statutory benefits, such as family leave, medical leave, and health insurance, only apply to qualifying employers.

As a new or existing federal employee, you and your family may have access to a range of benefits, including medical and life insurance, flexible spending accounts and student loan repayment and forgiveness.

Medicare and social security, unemployment insurance, workers' compensation, health insurance, and family and medical leave are all benefits that the federal government requires businesses to provide. State governments may have other requirements.

Ratings distribution

USABG has an employee rating of 4.8 out of 5 stars, based on 74 company reviews on Glassdoor which indicates that most employees have an excellent working experience there. The USABG employee rating is 34% above average for employers within the Insurance industry (3.6 stars).

The Federal Employees Retirement System, or FERS, is the retirement plan for all U.S. civilian employees. Employees under FERS receive retirement benefits from three sources: the basic benefit plan, Social Security, and the Thrift Savings Plan (TSP).

Leave, Holidays and Flexible Work Arrangements

The federal government offers generous vacation, sick leave and holiday policies. Federal employees start with 13 paid vacation days a year, and the number of days increases with length of service. Employees may carry up to vacation 30 days into the following year.

If you leave federal service before you meet the age and service requirements to retire with an immediate retirement and you have completed at least 5 years of creditable civilian service, you may receive benefits when you reach one of the following ages: At age 62, with at least 5 years of creditable civilian service.

Average Vacation/PTO Time Most Businesses Offer

14 days paid vacation. 2 days paid personal leave. 8 days paid sick leave.

What are the top 5 employee benefits? ›

The top five types of employee benefits are health insurance, retirement plans (such as 401k or pensions), paid time off (vacation, sick leave), family leave, and life insurance. If you offer these benefits it can help you attract and retain talent by enhancing overall employee satisfaction.

Common examples of statutory benefits include:

Medicare. Unemployment insurance. Health insurance for applicable large employers (ALEs) Family and Medical Leave Act (FMLA) protections.

USA Benefits Group is a non-captive agency of licensed health and life insurance sales professionals. A market mainstay for over two decades, USABG remains on the cutting edge of the industry, giving agents the resources they need to market their business to a 21st Century audience.

Top Workplaces awards: In 2023, Facebook won the Comparably award for offering the best perks and benefits to their employees. Being one of the potent tech companies, Facebook does not disappoint in the provision of perks and benefits among its employees.

While the BLS data is subject to change, a good rule of thumb for employers is that an employee's benefits cost anywhere from 20-40% of their salary. Small, private organizations are likely to pay less, while large, public companies typically pay more.

Effective January 1, 2024 the Federal benefit rate is $943 for an individual and $1,415 for a couple. Some States supplement the Federal SSI benefit with additional payments. This makes the total SSI benefit levels higher in those States.

Social Security and Medicare. Unemployment insurance. Workers' compensation insurance. Family and Medical Leave Act (FMLA) protections.