Whether you’re looking to order new checks, set up direct deposit, send money, or make a wire transfer, you will most likely need your M&T Bank routing number.
The routing number you use will depend on where you opened your M&T Bank account, the type of transaction you are attempting to make, and the type of account.
Below you will find a table of the different routing numbers and their associated state. On top of that, you will also find an explanation of what a routing number is, routing numbers for ACH transfers, the wire transfer routing number, and which routing number you use for your tax return.
M&T Bank Routing Number (By State)
| State | M&T Bank Routing Number |
|---|---|
| Alabama | N/A |
| Alaska | N/A |
| Arizona | N/A |
| Arkansas | N/A |
| California | N/A |
| Colorado | N/A |
| Connecticut | 022000046 |
| Delaware | 031302955 |
| Florida | N/A |
| Georgia | N/A |
| Hawaii | N/A |
| Idaho | N/A |
| Illinois | N/A |
| Indiana | N/A |
| Iowa | N/A |
| Kansas | N/A |
| Kentucky | N/A |
| Louisiana | N/A |
| Maine | N/A |
| Maryland | 052000113 |
| Massachusetts | N/A |
| Michigan | N/A |
| Minnesota | N/A |
| Mississippi | N/A |
| Missouri | N/A |
| Montana | N/A |
| Nebraska | N/A |
| Nevada | N/A |
| New Hampshire | N/A |
| New Jersey | 022000046 |
| New Mexico | N/A |
| New York | 022000046 |
| North Carolina | N/A |
| North Dakota | N/A |
| Ohio | N/A |
| Oklahoma | N/A |
| Oregon | N/A |
| Pennsylvania | 031302955 |
| Rhode Island | N/A |
| South Carolina | N/A |
| South Dakota | N/A |
| Tennessee | N/A |
| Texas | N/A |
| Utah | N/A |
| Vermont | N/A |
| Virginia | 052000113 |
| Washington | N/A |
| Washington, D.C. | 052000113 |
| West Virginia | 052000113 |
| Wisconsin | N/A |
| Wyoming | N/A |
What is a Routing Number?
A routing number is a 9-digit code that identifies the financial institution you use. A routing number can also be referred to as an ABA routing number or RTN.
Banks each have their own unique routing numbers which are often location-dependent. The same bank might have a different routing number depending on the state.
How To Get My M&T Bank Routing Number?
You can get your M&T Bank routing number by looking at your monthly statement, the bottom left corner of your check, and by either calling customer service at your bank or visiting their website. Additionally, you can get your routing number by looking it up on the official Federal Reserve website.
These are all options for getting your routing number if you cannot find it listed in this article. Finding your routing number takes less than a minute and is very easy to do.
Wire Routing Number For M&T Bank
Wire transfers are a secure and fast way to electronically move money. A wire transfer can take anywhere from a couple of days to just a few minutes. Banks might use a different routing number to help process these transactions quicker and more efficiently.
For wire transfers inside of the United States, the routing number is 022000046. Wire transfers made outside of the United States to a USA account have a routing number of 022000046. The SWIFT code for M&T Bank is MANTUS33.
You might notice there is a slight difference in the code used for international transfers. For transfers made outside the United States, a SWIFT code is also needed.
M&T Bank Routing Number For ACH Transfers
To send an ACH transfer to an M&T Bank account, you will need an ACH routing number. ACH routing numbers are used for electronic withdrawals and transfers between financial institutions.
Your ACH routing number will most likely vary from state to state. Check the table listed above in this article to find your routing number.
How Many Digits is M&T Bank Routing Number?
M&T Bank routing numbers have 9 digits. Depending on where you open your account, these digits will vary. But every routing number will have a total of 9 digits.
All M&T Bank routing numbers will have 9 digits. Contact customer service at your bank if you are questioning whether your routing number is correct. Visiting their website to double-check the routing number is legitimate is also an option.
Is The M&T Bank Routing Number The Same For Everyone?
M&T Bank routing numbers are not the same for everyone. Your routing number will typically change based on where you were located when you opened your account.
Keep in mind, if you move states, your routing number will most likely stay the same. So if you originally opened an M&T Bank account in New York, there is a good chance it will remain the same if you move to another state.
Do All M&T Banks Have The Same Routing Number?
All M&T Banks do not have the same routing number. Your routing number will change depending on where you opened your account.
Someone who opened an account in Pennsylvania would have a different routing number than someone who opened an account in New Jersey.
Which Routing Number Do I Use For Tax Return M&T Bank?
The M&T Bank routing number you use for tax returns should be the same routing number you use for direct deposit or electronic payments. Getting your tax return refunded via direct deposit is much faster and safer than receiving a check in the mail.
To do so, you will likely need to know what your routing number is. Luckily, finding your routing number is extremely easy to do. All you need to do is check out the table above in this article to find your routing number.
At the start of this article, there is a table that includes all the M&T Bank routing numbers and their associated state.
Say, for instance, you opened your M&T Bank account in West Virginia. You would check the table above and use the routing number for the state of West Virginia.
Other common ways to find your routing number used for your tax return include visiting your bank’s website or calling customer service.
Conclusion
Your routing number is decided based on a few different factors. The location you open your account initially is one of the main factors.
A routing number is used if you are attempting to set up direct deposit, send wire transfers, order new checks, or send money to someone.
If you end up moving from your original location, your routing number will most likely stay the same. The number you had when you originally made your M&T Bank account is the one that will stay with you, even if you move.
If you enjoyed reading about how to find your M&T Bank routing number, check out our other articles below!
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