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Belk Inc., based in North Carolina, is a private department store company offering modern, Southern style. Currently, the company operates in 16 states and online. Shoppers can find a variety of national and private label brands, shoes, accessories, cosmetics and home merchandise.
Frequent shoppers may sign up for aBelk credit cardissued by Synchrony Bank.The card comes with perks like rewards and contactless technology.
Once you’ve used the card for your Belk purchases, Synchrony Bank gives you five options for making a payment: online, via the app, by mail, over the phone or in a store. Here’s more about how to make each type of payment.
How To Make a Belk Credit Card Payment Online
Synchrony Bank offers two methods for making a Belk credit card payment online. One of the methods lets you make a payment without logging in to an online account. Here’s how:
- Go to theBelk credit cardaccount management page.
- Click “Pay as Guest.”
- Enter your card number, the last four digits of your Social Security number and your billing ZIP code.
- Follow the prompts on the screen to complete the payment.
The other online payment option requires registration. You’ll need to enter your account number and billing ZIP code to start the process. Follow the prompts on the screen to complete the registration. Then you’ll be able to log in, provide your bank account information and submit payments.
How To Make a Belk Credit Card Payment via the Belk App
The Belk app is available for both Android and Apple devices and will allow you to make your payment from practically anywhere. Here’s how:
- Download the Belk app from the App Store or Google Play.
- Open the Belk app on your mobile device.
- From the menu, select the “Me” icon.
- Tap “Pay My Bill.”
- Register for online access to your Belk credit card account if you haven’t already.
- Log in to your account with the username and password you created when you registered.
- Follow the prompts to complete your payment.
How To Make a Belk Credit Card Payment by Mail
You also have the option to make yourBelk credit card paymentby mail.Make a check or money order payable to Belk for at least the minimum payment due.Include the payment with the payment coupon from your billing statement. If you don’t have the coupon, write your account number on the check or money order. Mail everything to:
Belk Credit ServicesP.O. Box 669815Dallas, TX 75266-0765
Note that payments can be delayed up to five days if not submitted properly.
How To Make a Belk Credit Card Payment by Phone
Paying yourBelk credit cardvia phone is simple. Gather your checking account number and bank routing number before beginning, and then follow these steps:
- Callone of the following phone numbers, depending on which card you have:
- Belk Rewards+ Card: 800-669-6550
- Belk Rewards+ Mastercard: 855-752-8046
- Say or enter yourBelk credit cardnumber.
- Follow the system prompts to complete your payment.
Note that it’s free to make a payment via the automated system, but a fee will apply if you opt to make an expedited phone payment.
How To Make a Belk Credit Card Payment in a Store
You have the option to make aBelk credit card paymentin a store. Use the store locator feature on Belk’s website to find the closest store to you.Once you arrive at the store, go to the customer service desk to make the payment.
How To Avoid Late Fees
You can avoid being charged late fees by paying yourBelk credit card paymenton time each month. Payments are due by 5 p.m. ET on the date listed on your billing statement. If you make a payment after the cutoff time, a late fee of $29 will apply unless you’ve had a late fee within the prior six billing cycles. Then the late fee will be $40.
Information is accurate as of April 4, 2023.
Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.
FAQs
The easiest way to pay your Belk Credit Card bill is to go to the Belk website and follow the prompts or call customer service at (877) 295-2080. Alternatively, you can pay your credit card bill at your nearest Belk store, or via mail. The same paying methods apply to the Belk Store Card, too.
How do I make a payment to my credit card online? ›
If you use online banking, you can pay your credit card (and other bills) directly from that bank account. The process may vary — but typically you'll have to select Bill Pay, choose the type of bill you want to pay (in this case, credit card) and enter your account information.
Is Belk a Synchrony Bank? ›
The Belk Credit Card and Belk Store Card are credit cards issued by Synchrony Bank.
What is the phone number for Belk credit card payment as a guest? ›
Please contact your credit card company at one of the telephone numbers listed. For further assistance, please call Belk Customer Service at (980) 447-5442 between 7am – 11pm (EST) Monday through Friday, 7am – 11pm Saturday and Sunday.
Can I use my Belk credit card at Walmart? ›
The main difference between the Belk Credit Card and the Belk Mastercard is that the Belk Credit Card can only be used at Belk stores and Belk.com. The Belk Mastercard, on the other hand, is part of the Mastercard network and can be used anywhere that Mastercard is accepted.
How do I pay directly to my credit card? ›
You can use internet banking, NEFT, mobile wallets, auto debit facility, or ATMs to pay your bill online. Alternatively, you can pay your credit card bill offline by visiting your issuer's bank branch or using an ATM.
How can I pay my credit card bill without the app? ›
If you call the customer service number on the back of your credit card, most have a menu that includes checking your current balance and statement balance, as well as an option to pay by phone. Your current balance is any unpaid balance, including for purchases since your last statement.
Can I pay my credit card electronically? ›
Many credit card issuers offer the ability to pay your credit card bill online, through a mobile app, or by cash or check. Setting up automatic payments or reminders, requesting a specific payment due date and sticking to a budget could help you stay on top of credit card payments.
How do I pay my credit card with another debit card? ›
To use your debit card to pay a credit card bill, you must do so via bank transfer payment. In other words, you have to use either a credit card provider's payment portal or a third-party payment portal that includes not only your debit card information, but also your banking information.
Who is the provider of Belk credit card? ›
The Belk credit card, issued by Synchrony Bank, offers impressive rewards rates, ranging from 4% to 7% back in rewards, depending on your level of spending each year.
Acquisition by Sycamore Partners
On August 24, 2015, Belk announced that it had entered into a definitive merger agreement to be acquired by New York–based private equity firm Sycamore Partners. The acquisition was completed on December 10, 2015.
What credit score do you need for a Belk card? ›
You need a credit score of 700+ to get the Belk Credit Card, which means good credit or better is required for approval. So, make sure you know where you stand before applying by checking your credit score for free, right here on WalletHub.
Does Belk credit card have an app? ›
Manage your Belk Rewards credit card account easily from the app. Plus, see how many Belk Reward Dollars you have available to spend and apply them at checkout for savings you'll love. We'll save your checkout information, so all you have to do is enter your security code to complete your purchase.
How should I pay on my credit card? ›
Try your best to make payments on time and in full to avoid a negative impact on your credit reports and keep your account in good standing. Avoid carrying a balance to save on interest charges. Either automate your payments or keep track of when they're due.
What bank is Belk credit card through? ›
The Belk credit card, issued by Synchrony Bank, offers impressive rewards rates, ranging from 4% to 7% back in rewards, depending on your level of spending each year.
How do I pay with a credit card at the pump? ›
How to use a credit card to buy gas. Most gas pumps will ask you to insert your card before you can pump. Follow the directions and be sure to select the “credit" option. Select your grade, start pumping and release the handle when you've reached the amount that you want to put in.
