Free 30 Day No Spend Challenge Printable (2024)

Free 30-Day No Spend Challenge Printable

This free 30-day no spend challenge printable will make it more fun to stay motivated when you’re trying to keep your expenses at a minimum. This no-spend tracker will also help keep you accountable.

I included several elements on this printable 30 day no spend challenge tracker:

  • space for you to write down what you’re saving for. This is where you write down what motivated you to start this challenge.
  • starting date and ending date
  • exceptions: write down things you’re allowed to spend money on during these 30 days
  • notes

I recommend placing this page somewhere where you’ll easily find it whenever you need it since you want to keep this challenge in mind every day, inside your planner for instance. To help you do so, I’m sharing this printable in 3 sizes that fit most planners: US Letter, A5/A4, and Classic Happy Planner.Free 30 Day No Spend Challenge Printable (1)

Not sure how to make the best of your planner? Read this post: 150+ things to track in your planner

This free printable Period tracker is one of the 160 pages included in the Ultimate Planner Bundle. I’ve decided to share a few pages as free samples to help you give printable planner inserts a try.

You can download this free printable further down this page.

(This post contains affiliate links. For more information, see my disclosures here.)

Pin this image for later:Free 30 Day No Spend Challenge Printable (2)

Want more printable bullet journal/planner inserts? Check out these posts:

  • 100 Day Challenge Habit Tracker
  • Free Printable Vertical Lined Weekly Planner Layout
  • Free Printable Dot Grid Paper
  • Free Printable Graph Paper
  • Free Period Tracker for your planner
  • Utilities Information Sheet
  • New Resolutions Printable
  • Important Dates Printable Tracker
  • Songs of the Month Printable Planner Insert
  • Free Printable USA Travel Map
  • Free Printable Weekly Meal Planner
  • Free Printable Cleaning Schedule
  • Free Printable Grocery List
  • Free Printable Christmas Gifts List

What are the benefits of adding printable planner inserts to your planner?

FLEXIBILITY:
Adding printable pages to your planner is one of the easiest and cheapest ways to create a flexible planning system that truly fits your needs and works for you. I love the ability to add, move, remove, and change pages around. That’s the reason why I strongly recommend getting a planner that allows you to move pages around (disc or ring bound).

I can’t say enough good things about the concept of printable planner inserts and that’s why I think everyone should give it a try!

CUSTOMIZATION:
By adding printable planner inserts to your planner, you’re no longer limited to what comes inside commercial planners. You get to be creative and decide what sections and pages you need. We all have different lives, different ways of operating, and different needs… It only makes sense that we all should have different planners, customized to fit our needs.

Not sure how to make the best of your planner? Here is a list of 150+ things to track in your planner.

What paper hole punches do you need to easily add printable insert inside your planner?

For Disc Bound planners (such as Happy Planner), I recommend this Discbound hole punchFree 30 Day No Spend Challenge Printable (3), you can use it to punch all sizes of disc-bound planners (Big Happy Planner, Classic Happy Planner, or Mini Happy Planner).

For Ring-Bound Planners (such as Filofax, Carpe Diem, Websters Pages, etc), I recommend getting an adjustable 6-hole paper punch Free 30 Day No Spend Challenge Printable (4)so that it can punch several different sizes of paper for different planners (A5, personal, micro, and compact…).

  • Also read: 45 Must-Have Planner Supplies

Do you like this printable?
Check out the Ultimate Planner Bundle – 160 Planner Inserts to customize your planner & get more organized

Printable planner inserts are a cheap and easy way to customize your planner and make it fit your needs.
The Ultimate Planner Bundle includes 160 pages of printable planner inserts to help you organize all areas of your life: home management, health & wellness, finance, hobbies, goals, weekly, monthly, and yearly calendars.
I also included 12 different planner layouts to help you decide which layout works best for you. To make it easy to print and combine with most planners, 3 sizes are included: US letter, Classic Happy Planner, and A5.

You can see all the inserts included in this bundle, along with a special offer on this page: The Ultimate Planner Bundle.

Free 30 Day No Spend Challenge Printable (5)You can see larger images and a flip-through video of all the 160 planner inserts included in the Ultimate Planner Bundle on this page. I also have a special offer for you:

See everything that is included in the Ultimate Planner Bundle

See and compare all my other bundles

Free 30 Day No Spend Challenge Printable (6)Download this Free Printable 30 Day No SPend Challenge Printable Tracker

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Free 30 Day No Spend Challenge Printable (7)How to download this file?

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FAQ:

  • My favorite planner supplies
  • Discover my best printing tip:How to print for free or super cheap?
  • Tips and tools to easily turn PDF printables into planner stickers

Don’t forget to also look at other planner freebies I shared on the blog!

Would you like more printables for your planner? Check out my bundles:

I created several special packs with printable planner stickers and inserts to help you decorate and organize your planner. You can compare all my packs at once and see more details on this page.

  • the Functional Stickers Bundle: 50 printable pages (PDF, PNG with transparent background, JPEG & Silhouette Cut Files)
  • the Kawaii Stickers Pack: 13 printable pages (PDF, PNG with transparent background, JPEG & Silhouette Cut Files)
  • the Ultimate Planner Bundle: 160 printable planner inserts (in 3 sizes: US Letter, A5/A4, Classic Happy Planner) to help you create a planner that really fits your needs! You can also try 9 different weekly layouts to see which style you like best! You can see all the inserts included in this bundle, along with a special offer on this page: The Ultimate Planner Bundle.
  • 10 Lettering Workbooks with 370+ lettering worksheets: PDF (printable) & JPEG (for Procreate App+IPad)
  • the Planner Lover Bundle: Functional Stickers Bundle + Kawaii Stickers Pack + Ultimate Planner Bundle
  • the Whole Shop Bundle: Functional Stickers Bundle + Kawaii Stickers Pack + Ultimate Planner Bundle + 10 Lettering Workbooks

Free 30 Day No Spend Challenge Printable (8)

I create lots of free printables, if you want to make sure to be updated and receive exclusive freebies, join the Lovely Newsletter:Free 30 Day No Spend Challenge Printable (9)

Free 30 Day No Spend Challenge Printable (2024)

FAQs

How to do a 30 day no spend challenge? ›

This viral trend involves going as long as possible without spending money on non-essential. (Rent, groceries and other necessities are okay.) Participants track their progress on a calendar, trying to rack up as many consecutive no-spend days as possible.

What are the colors for the no spend challenge? ›

Join the No Spend Challenge movement

Color each bubble green when you've avoided spending unnecessarily. Leave it blank or color it red when you slip up. If this is your first time participating in a No Spend Challenge, go easy on yourself.

What are the rules of a no spend month? ›

For the no-spend challenge, you pay for essentials only for a set period of time. Thirty days is pretty common, so you might hear it called a no-spend month too. Basically you're covering your Four Walls (food, utilities, shelter and transportation) and other necessities, but you're saying no to all the extras.

How to stop spending money for 30 days? ›

How to be Successful in a No-Spend Month, 10 Tips and Tricks
  1. Choose the right month. ...
  2. Research free activities to do in your local area. ...
  3. Put your money away to reduce the temptation. ...
  4. Get your friends and family involved. ...
  5. Remind yourself why you're committing to a no-spend month. ...
  6. Track or monitor progress.
Nov 21, 2022

What is the $100 in 30 days challenge? ›

Do you want to save some money for holiday gifts or other short-term goals? Consider doing the 30-Day $100 Savings Challenge. The goal of the Challenge is simple: save $100 in a 30-day time period through a series of gradually increasing deposits.

What is the easy no-spend challenge? ›

The No-Spend Challenge isn't giving up all spending, again it's nonessentials. You need to pay the bills and buy important things that pop up (like groceries or school supplies, or even a new heater if yours goes out). The goal is to challenge yourself to only spend on the essentials.

What is cash stuffing? ›

Cash stuffing involves putting money in envelopes earmarked for various spending categories — like rent, groceries, entertainment and gas. Once you use up all the money in a given envelope, you aren't allowed to spend any more in that category until the following month.

What color promotes spending? ›

Blue boosts sales indirectly. It's associated with calm, tranquility and stability, which means it's a popular color for financial institutions. It's also a popular color whenever you want to make people think of security and serenity. So big-ticket items that have a lot riding on them often use blue.

What is the 50 30 20 rule? ›

The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings.

How to succeed at the no spend challenge? ›

A good way to stay motivate is to track your progress so you can see how far you have got towards your goal. There are various ways to do this. Try printing off a no-spend calendar and ticking off every day you make it through, or using stickers to mark the days as you go.

What is the zero spend method? ›

Zero-based budgeting (ZBB) is a method of budgeting in which all expenses must be justified for each new period. The process of zero-based budgeting starts from a "zero base," and every function within an organization is analyzed for its needs and costs.

What is the 30 day rule? ›

The premise of the 30-day savings rule is straightforward: When faced with the temptation of an impulse purchase, wait 30 days before committing to the buy. During this time, take the opportunity to evaluate the necessity and impact of the purchase on your overall financial goals.

What are the four walls? ›

In a series of tweets, Ramsey suggested budgeting for food, utilities, shelter and transportation — in that specific order. “I call these budget categories the 'Four Walls. ' Focus on taking care of these FIRST, and in this specific order… especially if you're going through a tough financial season,” the tweet read.

How do I train my brain to stop spending money? ›

With these simple tricks, you could be well on your way to spending and saving every dollar with intention.
  1. Envision the future. ...
  2. Appreciate what you already have. ...
  3. Delete and unsubscribe. ...
  4. Only use money you've already got in the bank. ...
  5. Create separate savings accounts for separate expenses. ...
  6. Call your friends more often.

What are the rules for no spend days? ›

A no-spend challenge is when you don't spend money on any nonessential items for a set period of time. The goal of this challenge is to limit your spending to basic living expenses to save money. For example, you'll still be able to buy groceries, but you'd skip the coffee shop.

How to save $1,000 in 30 days challenge? ›

11 Easy Ways to Save $1,000 in 30 Days
  1. Create a Budget. ...
  2. Automate Your Savings. ...
  3. Create a Savings Bingo Sheet. ...
  4. Negotiate Your Bills. ...
  5. Separate Wants From Needs. ...
  6. Plan Your Meals. ...
  7. Buy Generic Brands. ...
  8. Cancel Unnecessary Subscriptions.
Sep 26, 2023

How to survive a no spend month? ›

Navigating a “No-Spend Month”
  1. Find your “why” To better hold yourself accountable for your spending this month, take a moment to really think about why you wanted to do this challenge in the first place. ...
  2. Prepare your phone. ...
  3. Create a meal plan. ...
  4. Subscriptions. ...
  5. Get a friend or significant other involved.
Nov 8, 2023

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