FAQs: Payment Options & Details | Quest ® (2024)

What payment methods can I use?

The following credit cards are accepted: Visa®, Mastercard®, and American Express. Debit cards and Apple Pay are also accepted. Health Savings Account (HSA) or Flexible Spending Account (FSA) cards can also be used if they work as credit/debit cards.


You may be able to use FSA/HSA funds to purchase a lab test. However, we do not determine eligibility of expenses under the rules for your HSA/FSA. Please check with your health account administrator to see if these expenses are eligible for reimbursem*nt under your plan.

Can I use a Health Savings Account (HSA) or a Flexible Spending Account (FSA) card?

Health Savings Account (HSA) or Flexible Spending Account (FSA) cards can be used as long as they work as credit/debit cards. You may be able to use FSA/HSA funds to purchase a lab test. However, we do not determine eligibility of expenses under the rules for your HSA/FSA. Please check with your health account administrator to see if these expenses are eligible for reimbursem*nt under your plan.

Will my insurance cover the tests that I purchase?

No. The lab tests available for purchase on questhealth.com are only for individuals who want to pay directly for testing and do not want to seek reimbursem*nt from their insurance carrier or the government. You understand that Services purchased under or through Quest are solely your financial responsibility.

Note: COVID-19 testing may be available with no out-of-pocket costs for eligible insured individuals when billed to a health plan, including Medicare and Medicaid. View $0 out-of-pocket testing options or reach out to your healthcare provider.

Is my payment information secure?

Yes. We use Transport Layer Security (TLS) to encrypt your credit card number, name, and address information so only QuestDiagnostics.com is able to decode your information.

I just purchased Quest testing. Why don't I see a charge on my credit card?

Log in and check the Quest Orders page for the status of your purchase. If your transaction is NOT on the Orders page, it is likely that the charge is still being processed by your credit card company.

What if tests were not performed?

If we were unable to perform a test that was purchased, you will see a "Test Not Performed" (TNP) message on your result, and you will be refunded to the original form of payment used in the purchase.

I used a gift card and my order expired or something wasn't tested - how does the refund work?

In the event a refund is needed and you paid with a gift card , we will refund your gift card first by issues a new one and then, if needed, funds will be returned to the credit card.

Can I combine or use multiple gift cards on a single purchase?

No, only one gift card can be used during a purchase and gift cards cannot be combined.

Klarna Payment Information

If you are having issues with your Klarna payments please contact their customer support here.

Klarna helps you elevate your shopping game. When you choose Klarna at checkout, you’ll get the option to shop now and pay later for your purchase. Questhealth.com offers three different payment options through Klarna:

  • Pay in 4: Split your purchase into 4 interest-free payments so you can spread the cost over time. The card or bank account of your choice will be automatically charged every 2 weeks. No interest or fees when you pay on time.*
  • Fair financing: Apply for monthly financing directly at checkout. A short application will provide an instant decision for you. With no hard credit check there is no impact to your credit to apply. Once you’ve been approved, you’ll receive reminders and can manage your payments directly in theKlarna app. No fees when you pay on time. Monthly financing products are issued by WebBank.
  • Pay in 30 days: Make your purchase today and take up to 30 days before you pay in full.** No upfront payment, no interest, and no fees when you pay on time.

To learn how Klarna works, click here.
To download the Klarna app, click here.
To log in to Klarna, online click here.

*See paymentterms. A higher initial payment may be required for some consumers. CA resident loans made or arranged pursuant to a California Financing Law license.
**See paymentterms. CA resident loans made or arranged pursuant to a California Financing Law license.

FAQs: Payment Options & Details | Quest ® (2024)

FAQs

Why is it saying my payment details could not be verified? ›

If the error message says “Your payment details couldn't be verified. Check your card details and try again,” the issue is probably either the credit card number or CVV you entered. If the error message says “Security code was not matched by the processor,” the issue is probably the CVV you entered.

What are the five modes of payment? ›

Some of the best modes of payment in worldwide include credit card, debit card, bank transfer, direct deposit, UPI, digital payment, electronic or physical cheques, etc. However the best suited payment mode depends on your individual preferences and the nature of your transactions.

What forms of payment does Quest Diagnostics accept? ›

Pay in 1 of 3 convenient ways:
  • Online.
  • Email.
  • Credit, debit, PayPal, or health savings card during your Quest visit.

What is the difference between payment method and payment type? ›

A payment type defines how a particular payment method should be used and configured. Payment method, on the other hand, refers to how a customer settles their check (e.g., cash, voucher, credit card, etc.).

Why does it keep saying my payment Cannot be authorized? ›

If a charge is not authorized, it usually means that there is a problem with the account or that you are at, near, or over your credit limit. Usually, when you use your credit card at a store the merchant obtains authorization from the card issuer.

Why does it say I have to verify my payment method? ›

If a message says 'billing problem with previous purchase' or 'verification required' If these messages appear, you might be unable to make purchases, download free apps, or use subscriptions. To fix the issue, change your payment method.

What is the meaning of payment details? ›

Payment Details means a unique set of characters identifying a bank account, or a bank card, or an account in a payment or another system provided to a physical or legal person or a group of persons; Sample 1Sample 2Sample 3.

What is a payment option? ›

A payment method refers to the various options available for customers to make payments when purchasing a product or service. Whether in a physical or online store, payment methods cover a range of choices. Commonly accepted payment methods include cash, credit cards, debit cards, gift cards, and mobile payments.

What card details to give for payment online? ›

In order to process a payment via credit card, you need the following information:
  • Card number.
  • Cardholder Name.
  • Expiry Date.
  • Security Code.
  • Billing Address.

What happens if you don't pay Quest Diagnostics? ›

A payment may be required at the time of service for all past due balances. Quest Diagnostics reserves the right to refuse laboratory services for failure to pay for past services.

Why is Quest so much cheaper than Labcorp? ›

However, if you're asking about the price, our Quest prices are lower simply because our agreements with Quest are a bit different than those with Labcorp. Both Quest & Labcorp are America's largest clinical laboratories that we've partnered with for collection and processing of specimens for our customers since 2005.

What forms of payment does Labcorp accept? ›

An automated payment collection process is available at many of our patient service centers, as well as certain doctor's offices where a phlebotomist (person who performs blood draws) is on site to perform specimen collection services for Labcorp. We accept cash, personal checks, and all major credit cards.

What are 2 most common methods of payment? ›

In general, credit and debit cards are the most widely used payment method.

Which payment method is best? ›

Top 8 Payment Methods and How to Accept Each Payment Mode
  1. Credit Cards. Credit cards offer a quick and convenient way to make financial transactions both large and small. ...
  2. Debit Cards. ...
  3. Automated Clearing House (ACH) ...
  4. Cash. ...
  5. Paper Checks. ...
  6. eChecks. ...
  7. Digital Payments. ...
  8. Money Orders.

What is the most secure form of payment? ›

Debit and credit cards

This allows you to flag any suspicious payments before the funds are actually deducted from your account. You can make more secure payments with a debit card by using a prepaid card that you top up regularly.

Why is my iPhone saying cannot verify payment information? ›

Here are some things you can try:Check your payment information for any errors: Make sure you have entered the correct billing address, card number, expiration date, and CVV code. Update your payment information: If your payment information has recently changed, you'll need to update it in your Apple ID account.

Why does my card say can't be verified? ›

For the error you are seeing, the best thing to do is to ensure that the details you are entering in Origin are identical to those that your bank and/or card issuer has on file. It's no harm speaking with one of our support advisers who will be able to advise you further.

Why is my card verification failing? ›

Confirm that all the info associated with your card is correct, such as name, address and CVC. If it's correct, try to re-add the card. Submit documents to verify, if it's available.

Why is my bank verification not working? ›

Most commonly due to entering credentials incorrectly too many times. Contact your financial institution or log into your online bank account to resolve the issue and unlock your account.

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