Business Credit Builder - Timestar Capital (2024)

The Business Credit Builder Program

The Step-By-Step System Delivering Excellent Business
Credit And Up to $250,000 In Capital

  • Fundability
  • Credit Building
  • Support

Stop Worrying About How to Build Excellent Credit, Access High-Limit
Credit & Obtain Ideal Credit Lines…

Follow the Customized Guidance Within this Specially Curated Program!

As Featured In

Business Credit Builder - Timestar Capital (1)

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  • Fundability
  • Credit Building
  • Support

Business Credit Builder - Timestar Capital (7)

Stop Worrying About How to Build Excellent Credit, Access High-Limit Credit & Obtain Ideal Credit Lines…

Follow the Customized Guidance of Our Expert Team!

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12-Month Program

This Consultation Program is Designed to Build Up Your Business Credit Fast

Customized Guidance

Receive Expert Guidance Tailored to You. Discover Exactly What to Do For Each Creditor

Ongoing Support

12-Month Support Including Weekly Calls to Ensure You’re Hitting Every Target

No Personal Credit Check

With No Link to Your SSN, You Won’t Need a Personal Credit Check or a Personal Guarantee

English & Spanish

All Guidance is Offered In English & Spanish, Beginning With the Starter Portal

It’s the Direct Path to the Business Capital You Need

To Start or Grow Your Business

Through the Business Credit Builder program, Timestar Capital walks you through the step-by-step process of building your own business credit. It’s the proven, field-tested, business owner-approved, and highly personalized process used by business owners to access more than $51 million in capital.

To achieve the business credit and financing needed to grow your business, we focus on three key areas…

1.Fundability

We deliver the foundation for your business credit journey and set you up to achieve excellent business credit fast!

  • 411 Credibility Listing
  • EIN and Entity Setup Assistance
  • Bank & Merchant Account Setup Assistance
  • Business Name Credibility Check
  • Business Address Credibility Check
  • Website & Email Credibility Check
  • Business Phone Credibility Check

2.Funding Access

We ensure your business credit reputation gives you entry to exclusive opportunities, then we earn you access to high credit limits and more!

  • Fix Damaged Business Credit
  • Experian Smart Business Access
  • Business Credit Report & Score Training
  • Get Setup with D&B, Experian, & Equifax
  • Access HIGH-Limit Store Credit Cards
  • Access HIGH-Limit Fleet Credit Cards
  • Access HIGH-Limit Cash Credit Cards
  • Exclusive Access to Starter Vendors

Business Credit Builder - Timestar Capital (9)

Business Credit Builder - Timestar Capital (10)

3.Financing Access & Support

We make sure you always have the cash you need at your fingertips. We help you obtain low-rate loans fast. And we offer direct support for years!

  • PayPal Revolving Credit Access
  • Unsecured, No-Doc, 0% Financing
  • Save 90% on Full Credit Monitoring
  • 12-Months of Business Advisor Support
  • Auto Financing with no Personal Guarantee
  • Secure Business Loans within 72 Hours
  • Get Loans with Rates of 5% and Less
  • 5-Years of Finance Officer Support
  • English and Spanish Access

Access the Collective Expertise of Timestar

The Vanguard of Credit & Funding

For more than a decade, Timestar Capital has been helping entrepreneurs and business leaders like you access millions in business credit and loans…

  • They’ve helped small businesses gain access to more than $52 million in capital!
  • They’ve served more than 1,300 individual businesses!
  • They’ve guided entrepreneurs through the process of planning, starting, and growing their own successful businesses from scratch!

Through the Business Credit Builder program, Timestar Capital improves your fundability, builds up your business credit to premier levels, and grants you access to ideal loans and credit lines.

Business Credit Builder - Timestar Capital (11)

Set up a one-on-one consultation to see what Timestar Capital can do for you…

For Every Type of Entrepreneur...

We Cater Our Business Credit Builder Program to Your Situation

Building business credit, qualifying for loans, accessing credit lines—it’s all integral to every type of business at every stage, and business credit is essential to making this happen. To ensure you receive precisely what you need, we gain a deep understanding of your situation and cater our program to your goals…

Scaling Your Business?

We’ll make sure you access to the funding you need for expansion, team growth & more.

Starting With an Idea?

We’ll build up your credit so you can access loans, credit, and more to launch your business quickly.

Unable to Qualify for a Loan?

By building out your credit right away, we’ll make you attractive to lenders so you can obtain the ideal loan.

The Shortcut to Your Ideal Business Loan & Cash In Hand

Even If You’ve Never Been Able to Qualify

Through our user-friendly, intuitive software and the only full-service business credit adviser team in the industry, we’ll guide you every step of the way. We’ll simplify your journey to excellent business credit and up to $250,000 without a personal guarantee!

Business Credit Builder - Timestar Capital (12)

Sets up your business to meet lender and credit issuer fundability standards to get automated approvals. Get initial trade credit to build your business credit reports with no personal guarantee and no personal credit check.

Business Credit Builder - Timestar Capital (13)

Builds your profile with Dun & Bradstreet, Experian, and Equifax Commercial while handing you a free D-U-N-S number. Once you’re set up with the business reporting agencies, we help you access multiple revolving credit lines with limits of $5,000 to $50,000!

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Shows you precisely how to avoid cash flow and collateral requirements so you can obtain the ideal business loan with excellent rates. How? By building business credit that’s attached to your EIN, meaning nothing is linked to your SSN.

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Business Credit Reporting Seems Complicated...

The Business Credit Builder Program Makes It Simple!

You’ve heard of things like Dun & Bradstreet and a D-U-N-S number. But you’re left with endless questions about what they do and how to navigate your business through those entities. With Timestar on your side, you’ll get every answer you need plus step-by-step guidance from the only full-service business credit advisor team in the industry.

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Timestar’s Business Credit Builder Program
Turns You Into a Business Credit Expert...

Setup and activate your credit profile with Dun & Bradstreet, Experian, and Equifax Commercial.

Claim your free D-U-N-S number, which is essential to building excellent business credit.

Get your business set up the right way to meet lender and credit issuer approval requirements.

Get approved for initial business credit that reports and builds your profile with Dun & Bradstreet, Experian, and Equifax Commercial.

Monitor your business credit reports and scores in real-time with our Dun & Bradstreet, Business Equifax, and Business Experian monitoring direct integration, powered by Nav.

The Types of Credit We Help You Access...

Store Business Credit

With many major national retailers

Cash Access Credit

Including Visa and MasterCard accounts you can use
in most locations worldwide

Fleet Credit

For fuel and auto vehicle repairs for your primary
vehicle and a fleet of commercial vehicles

Auto Vehicle Financing

To purchase or lease your primary vehicle or a fleet
of vehicles in your business name

Why Timestar is Trusted By Thousands...

Hear From Entrepreneurs & Business Leaders Like You

“The Business-Credit-Builder was invaluable over this past year. The capital allowed us to reconfigure our patio space with brand new private fire pits and propane heaters for couples and small groups that were well spaced from one another and out in the fresh air, despite the cold weather. The perfect program at the perfect time! Thank you Timestar!”

Rodney Thomas

Business Credit Builder - Timestar Capital (17)

“I was absolutely thrilled with the entire process of the business credit builder program from Timestar. It was very simple and seamless. I was able to obtain $50,000 within 6 months of starting. This was the very first time I have worked on my business credit and my business credit counselor helped me along every step of the way. The credit accounts helped me tremendously where I used them to cover my business expenses for advertising, insurance, and hiring help. Thank you ever so much, Timestar, for being in the position to help small businesses such as myself in our community.”

Danielle Goss

Business Credit Builder - Timestar Capital (18)

“I would like to thank my Timestar family for really helping me out when I really really needed it. It's no secret we are all affected by the pandemic but who knew there were guardian angels out here in the form of companies to provide a timely service of access to capital that I control. I was able to survive and stretch the funds long enough to keep my rental cars on the road and I've still been going strong to this day. Thank you so much for being that glimmer of light in the darkness.”

Aaron Peterson

Business Credit Builder - Timestar Capital (19)

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“The Business-Credit-Builder was invaluable over this past year. The capital allowed us to reconfigure our patio space with brand new private fire pits and propane heaters for couples and small groups that were well spaced from one another and out in the fresh air, despite the cold weather. The perfect program at the perfect time! Thank you Timestar!”

Rodney Thomas

Business Credit Builder - Timestar Capital (20)

“I was absolutely thrilled with the entire process of the business credit builder program from Timestar. It was very simple and seamless. I was able to obtain $50,000 within 6 months of starting. This was the very first time I have worked on my business credit and my business credit counselor helped me along every step of the way. The credit accounts helped me tremendously where I used them to cover my business expenses for advertising, insurance, and hiring help. Thank you ever so much, Timestar, for being in the position to help small businesses such as myself in our community.”

Danielle Goss

Business Credit Builder - Timestar Capital (21)

“I would like to thank my Timestar family for really helping me out when I really really needed it. It's no secret we are all affected by the pandemic but who knew there were guardian angels out here in the form of companies to provide a timely service of access to capital that I control. I was able to survive and stretch the funds long enough to keep my rental cars on the road and I've still been going strong to this day. Thank you so much for being that glimmer of light in the darkness.”

Aaron Peterson

Business Credit Builder - Timestar Capital (22)

Previous

Next

The Clear Path to Excellent Business Credit

And Up to $250,000 In Business Capital

At Timestar, we provide you the greatest access to real, usable business credit without a personal guarantee through our easy-to-use software—The Business Credit Builder. But we’re offering so much more than that…

With the Business Credit Builder Program, you’ll also receive back-end tools, tailored guidance, and step-by-step direction from a team of business credit experts.

Whether you’re a seasoned entrepreneur or you’ve yet to qualify for a loan, gain access to the cash and credit you need to launch, build, and expand your business. Make your company more profitable and productive so you can achieve more income and more time to enjoy it.

Business Credit Builder - Timestar Capital (23)

Schedule Your Business Credit & Loan Consultation FOR FREE...

Fill Out the Scheduling Form Below to Set Up Your No-Cost Consultation
With the Team That’s Helped Small Businesses Obtain More Than $51 Million In Capital!

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Business Credit Builder - Timestar Capital (30)

This Consultation is Perfect FOR YOU

If You’re Interested In ANY of the Following...

  • Building Excellent Business Credit
  • Fixing Damaged Business Credit
  • Accessing Credit Without a Personal Guarantee
  • Obtaining No-Doc, 0% Financing
  • Accessing High-Limit Credit Cards
  • Getting Exclusive Access to Starter Vendors
  • Securing a Business Loan Within 72 Hours
  • Getting Loans With Rates of 5% Or Less

Frequently Asked Questions

We’re all about guiding entrepreneurs to the success they crave. With this free consultation, we’ll show you exactly how we do so…

Submitting your email means you’ll be subscribed to our weekly newsletter. So, we’ll send you emails with information that can help you throughout your entrepreneurial journey. Of course, you can unsubscribe at any time. And we promise to never sell your information to third parties.

Absolutely! While this type of information is beneficial no matter what stage your business is in, it’s ideal for the stage you’re in right now. As you prepare to launch your business, this information can set you up for immediate and long-term success.

No! In fact, we have a proven system for building out your business credit right away so that you and your business become attractive in the eyes of lenders. Let’s talk!

Business Credit Builder - Timestar Capital (2024)

FAQs

Is building business credit worth it? ›

A strong credit profile not only helps enable access to financing and potentially favorable interest rates, but it can also establish credibility, foster trust with suppliers and partners, and potentially pave the way for long-term business success.

What is a business credit builder? ›

A business credit builder loan is a product designed to help small business owners improve their business credit scores with installment payments. It's one of the few financial tradelines you can qualify for without a good business credit history.

Is business credit a real thing? ›

A business credit profile is a characterization of your business's credit history that establishes its ability to borrow. Your business credit score is a reflection of your business's creditworthiness and influences your access to credit products such as credit cards and loans.

How to use credit to grow your business? ›

Building and Using Business Credit
  1. Leverage Revolving Credit Line for Seasonal Swings.
  2. Improve New Product Developments.
  3. Use Cashback Rewards to Reward Employees.
  4. Get into a Different Market.
  5. Improve the Working Environment.
  6. Purchase and Maintain Equipment.
  7. Credit Cards Make Bookkeeping Easier.
  8. Backup Business Funding.
Apr 8, 2022

What credit score does an LLC start with? ›

While LLCs can be started at any credit level, there will be some notable disadvantages for business owners who have bad credit. Here are a few examples: Money will be hard to come by.

Can I use my EIN to get a loan? ›

You can apply for a business loan with your EIN if you're a new business owner without established credit. However, you may also need to include your SSN and details about your personal finances because you'll likely have to provide a personal guarantee.

What is the fastest way to build business credit? ›

If you want to build business credit quickly here are five simple steps.
  1. Step 1 – Choose the Right Business Structure. ...
  2. Step 2 – Obtain a Federal Tax ID Number (EIN) ...
  3. Step 3 – Open a Business Bank Account. ...
  4. Step 4 – Establish Credit with Vendors/Suppliers Who Report. ...
  5. Step 5 – Monitor Your Business Credit Reports.
Dec 5, 2019

How to build credit with EIN number? ›

  1. Register your business and get an EIN. ...
  2. Apply for business credit with Dun & Bradstreet. ...
  3. Check your personal credit score. ...
  4. Open a business credit card. ...
  5. Pay creditors on time — and early if possible. ...
  6. Establish trade lines with your suppliers. ...
  7. Choose lenders that report to business credit bureaus. ...
  8. Avoid judgments and liens.
Feb 26, 2024

How long does it take for a small business to build credit? ›

Can You Get Business Credit Right Away? While it takes about 12 months to build solid business credit and as many as three years to build a comprehensive credit profile, you can start building at least some business credit within the first six months.

Can my LLC affect my personal credit? ›

Starting an LLC will not directly affect your personal credit score unless you decide to personally guarantee or cosign a loan for your company.

How do I check my EIN credit score? ›

How to Check Your Business Credit Score
  1. Dun and Bradstreet: Often used by vendors and suppliers to evaluate trading terms with your business. ...
  2. Experian: Often used by lenders when considering your business for loans or lines of credit. ...
  3. Equifax: Often used by vendors, suppliers, and lenders.

What credit score do you need to open a business account? ›

Still, a higher credit score of 700 or above generally means you'll be eligible for funding with more attractive terms. And while it's possible to get a business loan with a credit score as low as 500, a lower credit score could make it more challenging to qualify for a business loan.

How to build business credit in 30 days? ›

How to Build Business Credit
  1. Identify the Right Structure For Your Business. ...
  2. Maintain a Separate Bank Account For Your Business. ...
  3. Establish Trade Lines. ...
  4. Keep Your Bills Paid in Full and On Time. ...
  5. Keep Your Personal Credit Score in Check. ...
  6. Regularly Check Business Credit Agencies.
Jun 6, 2023

How to build business credit with DUNS number? ›

  1. Establish Your Business as a Separate Entity. ...
  2. Register for a Dun & Bradstreet D-U-N-S® Number. ...
  3. Get an Employer Identification Number From the IRS. ...
  4. Open a Bank Account for Your Business. ...
  5. Make On-time Payments. ...
  6. Ask Vendors to Supply Your Payment History to Dun & Bradstreet. ...
  7. Monitor Your Business Credit Scores and Ratings.

Can self be used to build business credit? ›

Self could help you build your personal credit history, which many entrepreneurs rely on to start their business before then building business credit. However, Self does not help you build business credit specifically. Learn what is a business credit score.

Is it better to build personal credit or business credit? ›

One of the biggest benefits of building your business credit — and keeping it separate from your personal credit — is that when it comes time to purchase additional equipment and inventory, you'll have a solid enough financial reputation to do so.

Is it easier to get business credit with LLC? ›

Building good business credit for your LLC can help you qualify for future loans and lines of credit, as well as open up more opportunities for financing because some lenders won't lend to sole proprietorships.

How long does it take to build a good business credit score? ›

Can You Get Business Credit Right Away? While it takes about 12 months to build solid business credit and as many as three years to build a comprehensive credit profile, you can start building at least some business credit within the first six months.

How fast does business credit build? ›

Building significant business credit right away is unlikely, as it takes time (usually at least six months) to establish a credit history and demonstrate creditworthiness.

References

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