Bank of America Locations Near Me
Top Offers of June 15, 2024
You could get over 10 times** the average national savings account rate with our featured partners below.
*Annual Percentage Yield
**Accurate as of June 2024, assuming FDIC average savings rate of 0.45% and $2,500 deposit.
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Here’s a breakdown of how we reviewed and rated top banks and credit unions
154
Institutions MonitoredOur team reviewed more than 100 of the country’s largest and most prominent financial institutions, from big banks like Chase and Bank of America to credit unions like Navy Federal Credit Union and PenFed Credit Union.
688
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719
Rates TrackedThe accounts with an annual percentage yield (APY) several times the national average rate receive the highest scores. Accounts with the lowest APY offering (under 1%) earn the least points.
10
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How To Find A Bank of America Branch
If you want to open a Bank of America account in person rather than online, you’ll need to find a local branch. Even though you can apply online or use the app on your mobile device to open a checking account, savings account or request a new debit card, sometimes you want to visit a physical branch.
The easiest way to find a list of Bank of America locations near you is through its main webpage, bankofamerica.com. Right under the login info, you’ll see a button labeled “Find your closest financial center or ATM.”
Once you click on this, you’ll be led to a simple page with a search bar where you can type in your state, city or ZIP code. There’s also an interactive map where you can search through locations. You can filter based on services offered like different financial solutions advisors or home loans specialists. And you can specify features of the branch like drive-thru ATMs.
Once you’ve found your location, click on the branch you’re interested in to see the services it offers, learn its hours and schedule an in-person appointment.
BofA mobile users can also find locations at the bottom of their login dashboard on the app. For ATM-only locations when you just need to take out cash, you can find the “ATM services” dropdown menu online where you can select the type of ATM you’re looking for. In-person locations are better options for loan services, complex banking questions, business deposits and notary needs.
>> Related: Learn more about Bank of America savings rates
About Bank of America
In terms of assets held, Bank of America Corporation ranks as the second-largest bank in the U.S., according to the Federal Reserve. With about 68 million customers and 240 years of history, Bank of America has made a name for itself in the banking, credit card and investment industries.
As a big-name bank and Member FDIC, BofA does its part to keep customers safe, offering the standard $250,000 in FDIC insurance.
To get your questions answered, BofA has a customer service page. Here you’ll find links to the answers of basic questions, such as how to dispute credit card charges, how to reset your bank password and how to make recurring payments.
BofA also lists its departments on its contact page so you can easily find the phone number and contact information for the specific department you need. Some of the customer service lines have limited hours, while others are available 24/7.
>> Related: Learn more in our Bank of America review
Bank of America Hours
Typical branch hours are 9 a.m. to 5 p.m. Monday through Friday, with reduced hours from 9 a.m. to 2 p.m. on Saturdays.
FAQ: Bank of America
The max you can withdraw from a Bank of America ATM in a single transaction is $1,000. To take out $5,000, you’ll need to contact Bank of America beforehand to see if there’s a way to withdraw that amount in one transaction or you’ll need to make separate transactions. It’s best to visit a branch to make a large withdrawal or move large amounts of money.
Bank of America has purchased a number of other banks and financial institutions. Perhaps the best known is Merrill Lynch, which manages investments. Bank of America also bought banks including:
- LaSalle Bank
- U.S. Trust
- FleetBoston Financial
- MBNA
Both Bank of America and Chase are reputable institutions, so the one you choose will depend on some personal preferences. For example, Chase Bank does not require a minimum opening deposit for most of its checking accounts, whereas Bank of America’s range from $25 to $100. So, if you need to open a checking account with minimal funds, Chase Bank might be the way to go. Or if you’re looking for a bank that offers an automated roundup program to grow your savings, you might like Bank of America for its “Keep the Change” service.
*Data accurate at time of publication.
Editor’s Note: Before making significant financial decisions, consider reviewing your options with someoneyou trust, such as a financial adviser, credit counselor or financial professional, since every person’s situation and needs are different.
If you have feedback or questions about this article, please email the MarketWatch Guides team ateditors@marketwatchguides.com.
FAQs
Bank of America Corporation affiliates include all entities that utilize the Bank of America, Banc of America, Bank of America Private Bank, U.S. Trust, Merrill and BofA Securities brand names.
Can I withdraw $5000 from Bank of America? ›
The max you can withdraw from a Bank of America ATM in a single transaction is $1,000. To take out $5,000, you'll need to contact Bank of America beforehand to see if there's a way to withdraw that amount in one transaction or you'll need to make separate transactions.
Does Bank of America have other branches? ›
If you become a customer, you'll also have access to a host of conveniently located branches and ATMs. To date, there are around 3,900 financial centers and 15,000 ATMs.
Can Bank of America go to any ATM? ›
You can use your Bank of America debit card or ATM card anywhere you see the CIRRUS symbol. In addition to CIRRUS, you can use ATMs with the Mastercard or Visa symbols. The symbol on the front of your card will indicate if your card is Mastercard or Visa. 2.
What ATMs don't charge Bank of America? ›
You can access your accounts at thousands of automated teller machines (ATMs), all of which are audio ATMs. As a Bank of America account holder, you don't incur fees for withdrawals, transfers or balance inquiries at ATMs displaying the Bank of America name and logo.
What Bank did Bank of America merge with? ›
The bank was founded by the merger of NationsBank and Bank of America in 1998. It is the second-largest banking institution in the United States and the second-largest bank in the world by market capitalization, both after JPMorgan Chase. Bank of America is one of the Big Four banking institutions of the United States.
How much cash can you keep at home legally in the US? ›
The government has no regulations on the amount of money you can legally keep in your house or even the amount of money you can legally own overall. Just, the problem with keeping so much money in one place (likely in the form of cash) — it's very vulnerable to being lost.
What is the largest amount of money you can withdraw from a bank? ›
Unless your bank has set a withdrawal limit of its own, you are free to take as much out of your bank account as you would like. It is, after all, your money. Here's the catch: If you withdraw $10,000 or more, it will trigger federal reporting requirements.
How much cash can I get from Bank of America? ›
You may withdraw up to $700 of your available account balance per day. For card purchases using your personal identification number (PIN), your daily limit is $1,000 of your available account balance.
Why is Bank of America closing all its branches? ›
The bank is adjusting to the reduced demand for in-person services, which has led to the closure of some branches and the opening of others. The aim is to reduce the number of low-traffic offices. Unfortunately, this means that clients may have to travel longer distances to reach their nearest branch.
Bank of America is still called Bank of America, and the company's full name is Bank of America Corporation. The modern Bank of America Corporation was formed when BankAmerica was acquired by Nations Bank in 1998, though parts of the company date back over 200 years.
Who owns the Bank of America? ›
Bank of America is a publicly held company owned by shareholders. Institutional investors own about 59% of its shares. The largest shareholder is Warren Buffett's Berkshire Hathaway, which owns about 13% of the shares.
How much money can you put in a bank without questions? ›
Banks must report cash deposits of more than $10,000 to the federal government. The deposit-reporting requirement is designed to combat money laundering and terrorism. Companies and other businesses generally must file an IRS Form 8300 for bank deposits exceeding $10,000.
What is the maximum withdrawal from Bank of America ATM? ›
Bank of America, for example, advertises a $1,000 maximum daily withdrawal limit, or a maximum of 60 bills, for most accounts. Allpoint ATMs, on the other hand, don't impose a specific withdrawal limit per day. Limits at an Allpoint ATM vary based on the limits imposed by your card provider.
Can I deposit cash into someone else's account at Bank of America? ›
You'll need to provide the recipient's name and bank account number. However, whether or not you're able to deposit cash into another person's account will depend on the bank. Some large banks — including JPMorgan Chase, Bank of America, and Wells Fargo — have banned cash deposits from non-customers.
Who partners with Bank of America? ›
Partner List
| Company | Partnerbase Score | Partners |
|---|
| Paychex View Company | 99 | 192 Partners |
| SPS Commerce View Company | 99 | 168 Partners |
| nerdwallet View Company | 93 | 123 Partners |
| ACI Worldwide View Company | 98 | 118 Partners |
21 more rowsIs Chase owned by Bank of America? NO, nothing to do with BOA. JPMorgan Chase is the result of the combination of several large U.S. banking companies since 1996, including Chase Manhattan Bank, JP Morgan, Bank One, Bear Stearns and Washington Mutual.
What Bank used to be Bank of America? ›
On November 1, 1930, the Bank of Italy in San Francisco changed its name to Bank of America. The bank today has the same national bank charter number as Giannini's old bank— #13044. When A.P. Giannini died in 1949, the former single-teller office in North Beach claimed more than 500 branches and $6 billion in assets.
What Bank does Bank of America pull from? ›
Credit Bureau used by Bank of America
Bank of America primarily uses Experian reporting data, though it pulls Transunion reports in some states.
